Springs Flow Credit Union

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SFCU VISA® Credit Cards

Choose a Card That Works For You


VISA® Gold Card


Annual Membership Fee of $75.00 which allows up to three (3) additional authorized users. Our most popular credit card features low variable annual percentage rate (APR) on all purchases.


Minimum credit line is $2,000.00 which can be shared among all of the authorized users.


Zero-Liability Protection – With your Springs Flow Credit Union Credit Card you won't be liable for any unauthorized card use when you notify us promptly.  For more information, please refer to the VISA® Cardholder Agreement and

Disclosure Statement.


Chip Technology - Springs Flow Credit Union Credit Cards with chip technology offer better protection against fraud and counterfeit when making purchases at chip-enabled terminals.

VISA® Features and Benefits

  • Worldwide automatic travel accident insurance.
  • Travel and emergency assistance service.
  • Auto rental collision damage.
  • Warranty manager service.

Certain limitations and restrictions may apply.  Refer to your VISA® Card Guide to Benefits – Standard Protection Package for details.

VISA® Platinum Card

Annual Membership Fee of $100.00 which allows up to three (3) additional  authorized users.  It is the  perfect choice for customers who want to earn extra  points  from their everyday spending.  For every $1 in credit card signature transactions,  cardholders  earn one point  which are credited to your  Points2You  account on a monthly basis. Points are redeemable for merchandise, travel and gift cards. Browse rewards and redeem  your  points online at  www.points2u.com .

Minimum credit line is $5,000.00 which can be shared among all of the authorized users.

Zero-Liability Protection – With your Springs Flow Credit Union Credit Card you won't be liable for any unauthorized card use when you notify us promptly.  For more information, please refer to the VISA® Cardholder Agreement and Disclosure Statement.


Chip Technology - Springs Flow Credit Union Credit Cards with chip technology offer better protection against fraud and counterfeit when making purchases at chip-enabled terminals.

VISA® Features and Benefits

  • Worldwide automatic travel accident insurance.
  • Travel and emergency assistance service.
  • Auto rental collision damage.
  • Warranty manager service.

Certain limitations and restrictions may apply. Refer to your VISA® Card Guide to Benefits - Standard Protection Package for details.

VISA® CREDIT CARD


In order to apply for a VISA® Credit Card with Springs Flow Credit Union, you will need an existing relationship with our Bank.  Please visit any of our office locations and one of our Personal Banking Managers will be available to assist you.


Use your Springs Flow Credit Union credit card for every day purchases – at stores, online and even places that do not accept cash or checks, such as hotels.  Your Springs Flow Credit Union gives you the freedom to support the lifestyle you choose.


Our credit cards require collateral in the form of a Certificate of Deposit in amount(s) equivalent to the credit line extended on the card.

Have a question on which deposit account is best for you?

Make an appointment today with one of our Commercial Managers located in any of our Account Representative Offices or branch. They will personally assist you in selecting the best account that fits your banking needs. Refer to the Offices tab for hours of operation and locations.

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